“The best way to predict your future is to create it” (unknown)

Wealth has many different meanings and interpretations. The word ‘wealth’ originates from an old English word “weal”, which means “well-being” or “welfare”. The term was originally an adjective to describe the possession of such qualities. Now a days, being wealthy is associated with being prosperous, being rich, having abundance and having access to resources. On this website, we refer to being wealthy, as in having the means to living your dreams, realizing your true potential, moving beyond the level of ’survival’, and being able to share abundantly. In our society, money can be a tool to manifest those dreams. We’ll discuss a few foundation wealth principles below.

Principle 1: Choose To Be Wealthy

Like most things in life, wealth begins with a decision. Today you can choose to build wealth. Write down a “wealth affirmation” and make it clearly visible so you look at it every day. Your conscious decision to create wealth is the beginning of change - the moment you made the decision, your consciousness automatically starts working to create that reality. Decide WHY you want to create wealth in your life. What drives you? Where is your fire? What are your dreams and passions? What is important to you? What do you want and don’t want? Your real ‘WHY’ is never about money, or goals. Your real ‘WHY’ is about who you really are. Therefore: Strengthen your ‘WHY’!

Principle 2: Be Responsible with Money

If you don’t control your money, money will control you! Controlling money simply means taking responsibility for what you have. You need to know where your money comes from, how much you have/earn and where it’s going. Take time to write these three aspects down – be precise. Assess your emotions while you discover what your money is doing. It’s easy to take responsibility and make your money work for you when you know you’ll feel good.

Principle 3: Save a Percentage

Wealthy people use the “pay myself first” principle before paying others. They take a percentage from their earnings and bank it in a separate account every payday. These savings are used for investments, e.g. stocks & mutual funds, real estate or business, so that their money can work for them and keeps increasing itself. A part of these savings is never touched and set aside in a savings account.

Principle 4: Adopt a Winner’s Attitude

Winners always strive to increase their income and reduce their costs. You can quickly reduce the amount of money you spend by asking yourself “Do I really need that?” before buying something. You could take public transport occasionally instead of driving or consider car pooling. Reduce food waste by planning meals and buying only the ingredients required – avoid buying all the extra temptations in the supermarket! By replacing the common (destructive) thought that “Consuming is a necessary part of life” with something that is constructive like “As I simplify, I beautify” you’re adopting a winner’s attitude of “win-win” i.e. you win and earth wins!

Principle 5: Give and Receive

Giving freely of our time, money and resources, contributes immensely to society and gives a huge amount of satisfaction and connection to our purpose in the world. Being of service puts us in touch with our own humanity. We often find that the return is greater when we use our resources for the good of those around us. We feel connected and indispensable and are immediately struck by how incredibly blessed we are to be in the position to be helpful to others. If everyone contributed in this way, abundance would be commonplace.

Principle 6: Develop Multiple Streams of Income

The key to financial freedom is to diversify your income streams, and ideally, to develop passive & residual income - In other words: let your money work for you. Passive income can be generated either by owning a business, or through investments. This may seem a bit scary, or ‘not for you’ when you have never learned how to do this. But, as with most things in life, when you learn

how to do it and understand what you are doing, everybody can do it. Investments are assets that make money for you: for example you own a property, or vending machines and rent them out. Or you can invest in stocks - either by yourself, or with the help of a financial advisor. There are great courses out there that can help you become more financially literate. Don’t wait until the ‘time is right’, the best time to start is now - but take it slowly. Choose one ‘income generating vehicle’ and focus your efforts, while you are still (part-time) employed. Do not try to do everything all at once - plant one seed at a time and wait until it has grown strong, before you move on to the next.

Some courses you may want to check out: